Feel free to share any life experiences or anecdotes.
University isn’t to get A grades, it is to make connections(contacts), A grades doesn’t assure anything, contacts can save your life.
This is too true and I wish my parents raised me under this motto :(
If you can’t make contacts, try eyeglasses.
I graduated college with a 3.55. I got my first job through contacts (my sister cut the hair of all the executives’ wives, I including the CEO’s wife). They never once so much as looked at my transcript.
If you can’t make contacts, try eyeglasses.
Start exercising regularly and eating correctly now.
Practise good dental hygiene.
Especially important if you have long canines and an allergy to sunlight, right Buffy?
brush, floss, tongue scrape, mouthwash.
Drink more water.
Worry more about your job than your grades. Create a stable source of income, your degree can wait especially if it’s not a traditionally stable profession (medicine, accountant, lawyer, etc).
Exercise and maintain your strength and flexibility. This is super important, more so than the job. Staying healthy early on will save you a lot of money in doctors appointments by the time you hit your late 20s.
Young guys, invest in a good bed. Back pain sucks when you get older, so taking care of your spine early is important. Women are also much more likely to sleep with a guy that has a comfortable and inviting bed.
There’s so much more to spinal health than just the right bed though. If you want a healthy spine you want to be doing tai chi and dancing and learning proper lifting form and taking collagen supplements, doing compression, staying hydrated, etc etc
taking collagen supplements
Yeah, no. You don’t really absorb collagen/gelatine in your intestinal tract
Creatine instead of collagen, if you ask me. Creatine helps build muscle. Muscles keep everything in place (which is especially important in case of hypermobility) and they relieve work from other parts.
— Invest at least 10% of your income into the S&P or Large Growth fund – Roth IRA or 401k if you’re still in a low tax bracket (12% here in the states). Raise the contribution percentage as you raise your income. It may not seem like a lot now but 40+ years of compounding interest goes a long way.
— A gambler on a good day will just about break even. The quickest way to do that is simply not to play. Remember when the game is rigged against you, you don’t have to play. The house always wins.
That said, play your own game. If you look at someone else’s and try to play like them you’ll mess up your own. Play your own game in life.
Whatever you do, don’t buy expensive electronics, especially on credit. They will be outdated before you know it.
Realize that the cutting edge electronics that you buy today won’t be worth jack shit in three years time.
but they might be worth a lot in 30 years if you take good care of them!
Keep your share of rent between 1/4 and 1/3 of your income, set up passive savings contributions of at least 10% and use a high yield savings account to stave off inflation until you both have 3 months living expenses and understand why the best investment strategies are boring
If you’re in university, your desired career and its requirements should determine your major, , not the other way around
I graduated with a bachelor’s degree only to realize my career was a dead end because only in my senior year was I informed there’s such thing as a “mental health license” for which I was disqualified due to low grades in a non-related class the year prior. Eventually I learned how well blue collar jobs pay (with a lot of job security at that) and got back on my feet working in logistics but I’ll never see the 50x return on investments by retirement because “why learn about finances when you can barely pay rent”
It all seems very obvious in hindsight
Stop drinking, you’ll save so much money and get ripped with barely any effort 💪💪
Or at least don’t waste it all drinking… I spent so much of my early 20s drinking and playing video games with my friends. While I made some great memories, it was excessive and I could have done a lot more with my time.
Find a skill based hobby that you love and practice it every week. Stuff like a sport, musical instrument, art, etc. The hobby itself will be rewarding but there is no substitute for having decades of experience under your belt for these kind of activities.
Also, don’t have children.
I have two that I always say:
Take care of your teeth. They’re the only set you get. Also they don’t tell you this when you’re young, but all dental care is either preventative or reactionary. They can’t actually “fix” problems. If you have a cavity, that starts you down a road that ends with a crown or implant. Use any dental insurance you have religiously, pay for a good toothbrush (Oral-B or SoniCare), learn to floss properly and do it all every single day.
Second, save now as much as you are able. If you can adhere to it, look into the 50-30-20 rule. One thing it took me too long to learn is, given an otherwise living income, you won’t miss money you don’t see. When savings is automatically deposited from your paycheck, it’s out of sight and mind.
Lastly, just be yourself, and be a good person to those around you.
Good toothbrush advice (but don’t floss with a string, use those small brushes instead, doesn’t budge the teeth if you have to force the string through).
But for spending? If you have loads of wealth, then why not, but I blew about all my cash I had when I was young, going on trips, partying, eating with people, buying hobby things, checking stuff out…
I don’t regret that a second. I even think most old people would think it priceless just to go back in time and fool around a week as a 20 year old, but it’s too late now for them.
So live right now is my recommendation I guess, without doing too stupid things obviously.
Cheers.
What do you mean by not budging the teeth while flossing? Some of my teeth are pretty tight and I do use force to get the string floss to break through, is that bad?
Thats what my dentist says yes, I use something like this (but longer and with an angle):
Not saying to not have fun while you’re young. By all means, go for it. Just pointing out that a small amount of savings when you’re young pays off much more over time. If you wait, you’ll spend your later years catching up!
Well I sure can put away way more money today than when I was young. Depends I guess 🤷
Get accostumed to eat your veggies, once you hit you 30s your intestine starts revolting if you don’t give it healthy food
-Life is too short for bad coffee, bad wine, bad shoes and bad people.
-spend the required money in a good bed and a good chair. When it comes down to it later, it is not negotiable for your back.
-you will have to have a lawyer involved sometimes such as drafting up a will. It’s worth it. Also: do your will and sort out your stuff even if you haven’t been diagnosed with a terminal illness.
-clean like you’re moving house once a year. Cut down on the hoarding.
-‘no’ Is a complete sentence.
-sometimes acceptance of a situation is what it is is the only closure you’re ever going to get.
-acknowledge your stuff <—//—> other people’s stuff. Others might not work on their own stuff but they aren’t your job.
-resentment isn’t always something someone gives you nor is it the reality of the situation. Sometimes a person invites it along. Eg: assuming such things as someone being late to dinner is a personalized slight to your energy and time.
-try not to confuse misunderstanding with malice.
-remember the good ones. It’s so easy to just count the nasty people in your life and have them as your comparison for things. Spending your energy this way overlooks all the good people in your life and that’s not fair to them and the effort they put in with you.
Realize that one of the main determinants of your lifelong happiness will be your choice of partner.
Don’t get too serious with someone that isn’t going to elevate you, but also make sure that you’re elevating your chosen partner.
