Do you have an idea? Whether AlternativeTo nor OpenSourceAlternativeTo got an answer.
EDIT: I should have had added, that I was not looking for the financial aspects of the app, but I was looking for a possibility to store tickets and cards: Catima offers at least somewhat, what I was looking for.
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I have looked around, myself, but not found a FOSS alternative. There are typically compliance issues like PCI DSS for certain banks that prevent trust and cooperation from those banks outside a larger entity like Google, Apple, etc.
Aside smart phones, Flipper Zero can clone some cards sucessfully. But that’s an entirely different device, not an app for a phone. Best of luck!
Also, if the Flipper Zero can clone your bank’s card, you should probably switch to another bank.
It’s a neat tool, and it can definitely do a lot, but it’s not magic, and it can’t emulate decent cards with proper security. If your bank card doesn’t have that, that’s… an issue.
Unfortunately AFAIK there are no open source projects that major credit card vendors and banks are willing to work with. That’s the fault of the banks and cc vendors, not the vendor you are shopping at of course.
You might be interested in strike. It’s not open-source but it’s built on open-source protocols:
- Send and receive USD and BTC to more than 60 different countries, seamlessly convert between the two. Low or no fees depending on what you’re sending/receiving and where. Vastly cheaper than western union and other remittance services.
- Transactions settle in seconds thanks to lightning network (there’s your open-source protocol)
- Ability to scan QR codes to make or receive payments, or create QR codes to request them. Basically works as a point-of-sale.
- You can top-up or drain your account much like venmo (link to debit card or bank account) and you get your own unique username which you can change whenever you want.
A shame that this search turned out null, but at least I learned about https://www.opensourcealternative.to/
That seems to me to be a bank and not an alternative to Apple/Google Pay, let alone open source. Or am I wrong?
It’s not opensource, but they have “OpenPay” which allows you to pay with your smartphone without using Google or Apple pay, which I think is the question, no?
We might have to wait until the head death of the universe for an opensource bank, I think.
