I would buy a brick house on top of a forested hill. My nearest neighbor would be a 20-minute drive away.
I would work on my magnum opus of tabletop rpg rules, which I would convert into a video game.
I would commission art and fund the construction of shrines to the four tezcatlipocas.
Fund owl habitat preservation.
I like your style!
Start a vegan commune.
Hire a fiduciary and pay off my debts, which I think currently is just my mortgage.
I wouldn’t quit my job straight away. I like my team and I’m learning rapidly having them around.
Travel more, and invest in my hobbies, picking up a couple others that currently are out of reach.
The remaining
14.5 million would grow.5 Million? O.K. let’s roll.
60K for university education, should be plenty.
40K go to paying various bills for friends and family
100K for various charities
1.8M go to building a non-profit high tech eco commune in Argentina or a similarly climatically stable place with features inspired by FM 2030’s book Upwingers in regards to future living
300K go to anti-militarist causes
500K go to various vegan groups
200K go to building school projects in developing regions
1M are invested into a photovoltaic power station from which I will extract a $6000 rent p.a. max with the rest of the proceeds going to a fund for disabled people and disadvantaged youths
Last million:
100K for travels
100K for a communal homelab that provides hosting for FLOSS and anti-conservative politics
200K for hackspaces
250K for unions, they better have some conviction though
350K for cruelty free research on rare diseases
Invest in one of the two startup projects im working on
And watch that 5 mil turn into 5k overnight 😎
Exchange it for Euros
Same.
Use the “4% Rule”, this would be an inflation adjusted $200K per year every year (more or less, the “4% Rule” is more of a great observation than a rule).
I would live on a third, give a third to my family, and a third to local organizations.
Leave my country, buy an old decrepit spooky mansion in a non-Western country, and spend the rest of my days pretending to be a ghost whilst using the remaining funds for small acts of charity for the nearest town/village. I wanna see if I can create a legend.
Firstly pay tax. Then donate atleast 30% of remaining amount. Then put remaining amount in mutual funds which can generate better alpha and do work that I enjoy or like and retire when I feel like
Probably the first thing I would do is to exchange them for gold-backed currencies.
5mill could pay a lot of poor people to hurt rish people…
I’d retire.
Same
i’d fund a militia to start guerrilla warfare against the bourgeoisie.
Set the kids up and then move to Uruguay
Nothing crazy. I wouldn’t try to invest it someway to get mo money, beyond an interest bearing savings account, because chances are good I’d lose it.
Pay off my house. Travel a bit--France, Spain, maybe SEA for the food and to experience something different. Buy a camper van and visit the old campgrounds in CA and OR my family had vacations at when I was a kid. Leave as much as I could to my son after that.
Disclaimer: Not an investment advisor and not your investment advisor
Nothing crazy. I wouldn’t try to invest it someway to get mo money, beyond an interest bearing savings account, because chances are good I’d lose it.
- https://investor.vanguard.com/investment-products/etfs/profile/bnd
- https://investor.vanguard.com/investment-products/etfs/profile/vt
The first one is a Vanguard US bond fund that pays around 4% to 5% annual dividend on a monthly basis, and the second one is a Vanguard Total World Stock Market fund (captures a piece of the entire world market). A savings account now is paying around 0.38%. So on $5mil if you put it all in BND it’d pay around $200k annually. In a savings account it’d pay $19k, and savings accounts are only insured up to $250k.
The bond fund is taxed as ordinary income, so you could sit down and decide if something like VTEB would be better than BND (lower yield but 0% federal income taxes). It really doesn’t take much to beat a savings account, and it doesn’t take long at all to start working around taxes.







