Paying with cash is the most private method. I hope it stays.
You already can’t in so many places. I thought it was required to accept cash, but apparently that’s only for paying the government.
Cash is required to be accepted to clear a debt.
Cash is not required to be accepted to make a purchase.
That’s how I understand it. Cash is legal tender and has to be accepted to clear debts, so restaurants where you pay after you eat might not be able to refuse cash (though I don’t think there’s a requirement to provide change), though they can refuse all future business with you.
Still infuriating. I have actual money but can’t use it? Ugh.
Some ATMs track the serial numbers of the bills you get. Even then, though, it’s more private than a card. Unless they have video of you shoving the bills into a machine for payment, say at Walmart self-checkout, they really don’t know how many hands the bills passed through before they passed through a reader again. Also, good if you can get a store to break the large bills for you. Then, they only know that you paid for a pack of gum with a 100-dollar bill.
I work retail and the number of phones/watches that have just failed to work means I’m never replacing my card. Sure, they could just be idiots who don’t know how to use it like the people who can’t use cards, but card just works.
Cards also need to take quite a bit of damage before they stop working too.
I once accidentally ran over my credit card with my car after a mishap at a parking garage pay station. Still works fine, though it does have some road rash. Lets see an iPhone do that!
Massive debt, Massive damage
Or if you live in the middle of nowhere like I do, stores just don’t turn that feature on.
That’s basically why I carry a wallet – as backup. I got used to leaving my wallet at home unless I was driving and I needed my license. But, then one time I spent 45 minutes shopping tried to pay, and for some unknown reason I couldn’t pay with my phone. Now, if the phone doesn’t work I have the NFC card in the wallet. If the NFC doesn’t work on the card, it also has a chip so I can insert it. If, for some reason, that fails too, I have enough cash for at least the main things I want to buy.
If I’m going out and not planning on doing a major shop, and don’t need to drive, the wallet stays home. If something comes up the phone will probably work, but it’s not worth the extra space to carry the wallet just in case.
My wallet isn’t owned by a tech conglomerate that has access and admin privileges to everything inside of it. Also, I just don’t want my phone to be everything, especially my I.D.
My phone’s dead. Guess I’m broke until I find a charger.
I left my wallet on my work desk and a youngling helped walk me through using my phone to pay for my drive-through coffee order. I felt so cool and high tech.
Of course, when we got to “turn on NFC” the youngling asked what NFC was. I think I told him it was like Bluetooth and let the phone talk to the card reader.
My older “forgot my wallet” technique was to make an online order for pick up and enter my organically memorized credit card information into the online form.
Let me break out my checkbook in the grocery store line and watch their souls leave their bodies.
Us millennials must age gracefully if youth can’t recognize our age until they ask for our wallet
Checking out at the liquor store
Cashier: “Can I see your ID?”
Me: “Awww. I hardly ever get ‘carded’ anymore. It feels kind of nice.”
Starts to pull out wallet
Cashier: “Oh, nevermind. You’re good.”
Me: “…Listen here you little shit. You started this whole thing. Now I’m going to show you my ID anyways and you’re going to act surprised like ‘OMG! I could have sworn he was 22! I didn’t even notice his bald spot.’”.
We’re well known to have aged particularly gracefully
Do kids in the US not have wallets? I don’t think I know anyone who doesn’t have one (in Germany)
Yeah, because paying by card isn’t an option everywhere in Germany. The only time I carry cash is when I visit Germany.
Yeah but inside it is $3.50
Nah. It’s just cards. I haven’t touched cash in a decade, but I do have way too many cards I need that can’t go in my phone.
Sweden 😁 ?
Netherlands.
The last time I used cash, it was because I visited Germany.
Admittedly, I only have a couple of gen Z friends, but they both have the biggest wallets of anyone I know.
Yep. Teacher here. They (almost) all have wallets.
My fellow millennials are usually the ones who have their entire lives on their phones or just those little metal card cases.
Millennial with a hairband for a wallet here.
Almost like no generation is a monolith.
Get out of here with your nuance.
My gen x in laws have their belongings and money in their phone cases, i’m gen z and i have a slim wallet with money clip (almost never carry money though)
I think the lack of a wallet is seen by me more as an older people trait, especially now
Are they named George Costanza?
I 100% tell him that his good friend is morbidly obese.
But… How do they pay for the finest black market goods if they don’t have a wallet to carry cash around?
I’ve paid for drugs at festivals with card because the dealer had an iZettle
the future is here
Yeah, humans still occasionally acquire important small pieces of paper or plastic that are convenient to stow in some type of small container that can be keep on the person, what a shock.
I get it you can pay with your phone these days. But I also have an ID and a public transportation card which can’t be on my phone. Also I have cash on me. Where to keep that? Every time I pull out my phone or keys money falls out of I keep it loosely in there. I know Gen Z doesn’t have any money, but where do you keep your drivers licence and public transportation card? And insurance card? Where do you keep your drugs then? I have some coke and keta in there as well. Putting it in my pockets and it ends up in the washing machine. And I keep a set of earplugs in there for when I go to a party or concert. Because I would always forget to grab them, I now have them with me all the time.
Card holder on your phone case, i guess
Or one of those tiny things that are basically a wallet buy hold like 2-3 cards.
So when you lose your phone, you lose everything? So your phone becomes this thick brick in your pocket? No thanks.
Actually, the ear plug case is the same size as a card, so I have 3 cards, plugs and cash in it. It’s on my key ring. So I also don’t really have a wallet, but still a wallet. I usually have around 200 euros cash with me, that doesn’t fit into a phone case as it usually consists of 5s and 20s.
I have my ear plugs in a little tube thingy on my key chain for the same reason.
I had the same, but now I have custom ones and they do not fit in the tubes. I love the filter, but I still don’t know if I like these expensive custom ones better than 20 euro standard ones. They slide out easily, especially when I’m dancing in a hot place. The 20 euro cheap ones always stay in due to the rubber rings on them. It was definitely not worth the 220 euros to have custom ones made.
Mine are Eargasm plugs, not custom fit, but they have a small size for my extra small ear holes and come with a little keychain tube which helps because I always misplace my plugs.
Police, show us you ID or got to prison.
Oh you see I’m a gen z…
Some states are offering digital drivers licenses: now:
Fascinating. Does this require you hand a cop your unlocked phone?
In my state, it’s a barcode they scan from your screen.
Some of those states that allow these digital id’s still require u to have your physical ID on you while driving
In Texas for sure you can add your DL to your Apple wallet and definitely let you show a picture of your ID instead of the physical card
It’s not illegal to not have ID.
It is illegal to drive without a license.
Depending on what you’re doing, it’s perfectly fine to leave ID at home (assuming you’re light skinned, but also ID doesn’t save you anyway in some cases)
It’s not illegal to not have ID.
In which countries?
The UK.
Ok, what about other countries?
I’ve worked in IT support/Security for too long to have any of my cards just a short nfc tap away from being used/stolen from.
Then you’re well aware that it doesn’t work while the card is in a typical wallet.
You guys don’t pay with cash?
So every purchase you make, doesn’t matter how small, you give a cut to the payment processor? I’d be fucking pissed if I were a small shop selling to you. In fact there are many shops that just refuse to sell if you buy something too cheap through a payment processor.
Paying with credit raises your credit score which is required as a check for getting rentals or apartments unfortunately.
What the fuck
Don’t worry social credit scores are only a thing in evil china
pretty sure that’s not the case in most of the world
at least it’s not a thing here in finland
Stores sell more product when they accept credit cards. It makes the purchase a lot more seamless. It also helps them track money and reduces mistakes or theft during a cash transaction.
There is a reason that shops accept credit.
There’s also a reason why a lot of shops are charging an extra % or two if you use credit. And a big reason why a lot of larger purchases like cars and home renovations do NOT accept credit.
It costs me 2-4% to pay with cash. I don’t care about how much money I make for the business, I care how much an item costs me. If paying with credit costs me 2-4% less I’m going to do that. Plus all the added perks, like doubling of manufacture warranty, or travel insurance, to name a couple.
