No, they’re not. A lot of them don’t even have a degree in anything.

Your personal financial advisor is a person you should be able to trust with your important financial decisions. They guy at the bank handing you a contract to sign is an employee with a script on rails, a manager, and a commission structure.

In a better world it wouldn’t be like that but in a better world I don’t think I’d be going to a bank in the first place.