• otacon239@lemmy.world
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      1 month ago

      Well shoot. Why wasn’t this the case from the start? I’ve only ever had troubles with payments a few times in the 10 years I’ve been renting. Good thing none of that counts for anything and the clock is just now starting.

    • lunarul@lemmy.world
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      1 month ago

      That’s just for the “paid on time” section of your report. It helps a bit with your score, but it doesn’t change how banks determine your debt to income ratio.

    • kibiz0r@midwest.social
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      1 month ago

      Yes, Experian (a company that has had multiple data breaches) is now allowing you to give them more of your personal data for free, and in return they will add your Netflix and Xfinity payments to your credit report.

      And then the banks that consider your loan will still do the same process they did before — i.e. not consider your Netflix and Xfinity payments.