Despite Scotland being considered as part of the United Kingdom, they print their own currency which issued by the Bank of Scotland (but the confusing part is that there’s no separate currency code for Scottish Pounds) and the fact it is “legal currency” but not officially legal tender (even in Scotland itself), it’s weird.
I would say that using GBP is better than Scottish Pound to not confuse cashiers since it’s up to their discretion whether they’ll accept Scottish money in Britain & vice versa. I’ve heard most will refuse Scottish Pound due to unfamiliarity, even worse there are three banks printing their own version of Scottish Pounds.
There is no such thing as a “Scottish pound” (unless you refer to the pound Scots, which was the currency of Scotland prior to its union with England). The currency of the United Kingdom is called sterling and the banknotes are all denominated in pounds sterling with currency sign GBP.
All banknotes of the pound sterling are issued by banks. By far the largest issuer of banknotes is the Bank of England, which is the central bank of the United Kingdom. It also happens to be the only banknote issuer in England and Wales.
In Scotland, some private banks are permitted to print their own banknotes. These banknotes are fully redeemable at the banks which issued them for Bank of England notes or for coins. This is what “I promise to pay the bearer on demand the sum of £__” means. Within Scotland, notes issued by Scottish banks are generally regarded to be interchangeable with those issued by the Bank of England. It is always up to the merchant, anywhere in the UK, whether they wish to accept Scottish issued banknotes, or only Bank of England notes, or no banknotes at all (card payments only).
Many larger shops in England will recognise and accept Scottish banknotes. English banks will generally accept them for deposit. Smaller merchants may not recognise them and refuse them. Again, merchants are never legally obligated to sell you anything in exchange for your banknotes, regardless of who issued them.
Yes, in the same way a French Euro has the same value as a German Euro.
A more comparable situation would be if German shopkeepers had a habit of questioning French euro coins and regularly refused them by saying they’re valid only in France (even if that statement is wrong).
They may legally be worth the same, but the shopkeeper can choose to not accept them because they have the right to accept payment in any way they want. Just like a shop can refuse to accept a 500€ note when you’re only trying to buy a 1€ chocolate bar.
and the fact it is “legal currency” but not officially legal tender (even in Scotland itself), it’s weird.
The legal tender argument/debate kinda annoys me as people seem to think it has something to do with legitimacy.
“Legal tender” in England and Wales is money that the English and Welsh courts will accept in payment for debt. So the Courts said we accept money issues by the Bank of England in the follow denominations, etc.
The Scottish Courts said “we’ll accept money, or whatever we deem is acceptable to repay a debt we’ve issued” - so the legal tender definition doesn’t even mean anything in Scotland.
Keep in mind, legal tender is really specific, so if you try to dick around and pay a £1000 fine in 2p coins - it will be rejected as that is not legal tender. You can only supply certain coins up to certain amounts.
But anyway, Scottish money, or Northern Irish money is valued exactly the same as BoE issued money.
A shopkeeper being unfamiliar is fine, they should be cautious. But until they do interact with it, they’re always going to be unfamiliar.
But, this is most likely to get worse as cash becomes less common anyway.
visiting an english store, in a broad Scottish accent
“IT’S LEGAL TENDER”
In practice your experience may vary. I went to pay at a Boots with a £20 Scottish note in England once, and the cashier was initially hesitant to accept it. Ultimately she did. That was the only time I tried it.
Not for Scottish 10-year-old me, when I tried to use a Scottish pound note while on holiday seeing relatives in Manchester. I tried to buy an ice cream from the ice cream van and he was super-angry.


