We should not be building our cities in ways that necessitate owning a car.
It’s about oil and profits. They want us to need a car to go anywhere. More cars, more oil, more profits, RIGHT?
Nerevar, what do you need a car for? You have all the siltstriders in the world at your disposal. Here, take the keys to Juan Angelito. He’s my favorite.
I can afford a new car. Want to know how I can afford a new car?
By not doing stupid things like buying new cars.
It can depend. I bought new in 2017, but it was for a 2017 chevy volt. It was discounted plus had a $7500 tax credit (which I wouldn’t get if I bought used). Final price after absolutely everything was about $20k, though the money I saved on gas helps bring that down. Still driving it to this day and loving it the whole time.
Just bought an 11 year old car for 12k. Because a new one would’ve wiped out my savings and then some after saving for 5 years to replace my 20 year old car. Nobody can afford shit.
People need to stop “pretending” they can afford all this shit, it’s not needed and noone cares, who are people showing off too?
New iphone? Don’t need it
Maybe if we stop buying shit these companies will actually try
They’ll just cut you off from your subscription if you don’t buy buy buy.
That’s all the 80 month car loans are at this point.
I bought a boat last year and now I want a bigger one. I’ve got lots of disposable income because I don’t live beyond my means. Lots of people carry credit card debt and spend stupidly. Don’t do that and you’ll likely be ahead of most people.
The boats are around 2k. Not huge rich guy money.
The cost of a boat is primarily in upkeep, not price. You’ll see.
You say primarily. Only really on the long term. It’s mid 20 foot sail boats. I can learn to do fiberglass/painting, etc myself. Paying tradesmen is where the cost is.
Fiberglass ain’t cheap either brother. You need to fix a water tank? Just looking at fiberglass makes your wallet lighter $500, and costs rise exponentially.
Problem with your inverter? Batteries? Generator? 3k a piece, and that’s if you’re shopping around.
Don’t get me wrong, I live off-grid and after doing it for a few years we decided a while back that if it’s not rated marine we just aren’t interested in it. Everything rusts. Every bullshit thing in the market is designed to fail after 200 cycles, just past the 180day warranty. But marine ratings are actually enforced. So everything we own has steadily become aluminum or stainless steel. Redoing finishes and waterproofing, oiling. Protecting shit from the weather is almost a full time job.
And then the canvas. And the rigging. And the ropes. Rope is without question my favorite tool. I know a solid 50+ knots I can do blindfolded, upside down and behind my back hanging in a tree. Bro, I love sailing, and rigging for that matter, and I won’t even do what your doing and I’m in my early 40s, childless, no debt, own two businesses, have no rent or mortgage payment - and I can’t afford a boat.
Godspeed my man.
I just love him arguing with you when you clearly were speaking from wisdom gained by experience (even if it’s experience of others, idk)
There’s a reason there is a famous joke about the happiest days of a boat owners life are the day he bought it and the day he sold it.
But if anyone knows a work around I’d say this OP is a bit down that list already lol
I’m not rebuilding a boat. I’m finding a boat in good condition with space to basically camp for a week. Inverter? Generator? Bro I’m not buying a yacht. I’m looking at 50 year old boats built like tanks with matching accomodations. Just want to get out there and have some fun. Lines can get rough and ugly but still have years in them when it’s double braid. Also it’s going to be in fresh water for most of its life. Merely interested in patching any bad looking stuff with fairing compound, hit it with some bottom paint every now and then. I already passed on a 1972(?) Pearson 26 (soft spots in the deck), now looking at an Ericson 27 instead.
Forget this guy. Just go enjoy your boat if its within your means. Not everybody wants to or is psychologically able to sit around and do nothing in the name of saving money. Maybe boats are depreciating assets, but so too are our lives.
I bought a boat last year and now I want a bigger one…I don’t live beyond my means…spend stupidly…
🤯🤯🤯
Homie. You just bought the largest money sink there is. You can drop 20k into your 2k boat and when you turn around and sell it you’ll get your 2k back, that’s it, maybe. All the amenities are nice, but no one cares if the all the outlets match the drapes - that’s why buying either is stupid, financially.
Fences are another good example. They can cost tens of thousands…EASY. In fact if I heard a neighbor fenced even one side of their yard for under 5k id be in shock. They make a place more livable, more comfortable. They increase the likelihood of a sale but they don’t increase property value so you’re never getting a return on that money.
Be it fences, boats, outlet covers or drapes, those are all emotional purchases. Their value is subjective, so most find when it’s time to move on from them theyre the only ones who see that value.
Like go spend 5k on a couch. How much you think your gonna get for that? Or your mattress?
Better live on your next boat if you like life on the water. It’s literally the only way I’ve ever seen anyone who works for a paycheck hold onto a boat. A real boat. The kind that you have to moar and drydock once every few years. Only way.
Dude not everything has to turn a profit, people are familiar with depreciating assets, they are allowed enjoy things though.
Honestly I thought fences was a euphemism because there’s no way you think people invest in fences for financial reasons. It’s for aesthetics and privacy.
It’s a hobby. I’m doing a proper checking to make sure everything is sound and not putting money in for it to look pretty, just to sail around and camp on the water on the weekend. Like I said I’m far from broke.
To be clear, you can have any hobby you want my man, that’s cool. You do you. I’m not taking umbrage due to your taste or aesthetics. The part that offends is your condescending attitude towards other peoples spending, while you do one of the most expensive “hobbies” there are. If the contrast isn’t striking to you or you think you’ve earned some next level respect, having risen above the mere mortals and all, well then you just come off quite Antoinette, and as a quick reminder, that’s not a good look either.
Don’t get me wrong, I’m not saying that’s what this is or putting you on blast, I’m just saying it’s bringing these vibes to me and putting that on the table. You do with it what you will. If there’s something I can tell ya that’s universal across cultures, it’s lend a hand to help, bring people up with you, and attack up, not down, especially with jokes, opinions and attitudes.
Otherwise you’re just a kiss ass for people with more money/power than you. And idk man, some people are comfortable licking boots and kneeling, I don’t get it but it is what it is, it’s just not something I can quantifying into a price. The rest of us just have to cope, I guess, with owning our dignity, integrity and spines. For some people everything is for sale.
I was merely offhanded mentioning what I was planning on spending the money I’ve saved by not owing high interest credit card debt. Partly as a way to share my excitement on a minor thing.
I’ve passed on the boat I looked at today as it’s a bit too much work and money to bring up. I try to make sound financial decisions.
Bro Im not trying to add to a chorus of people who’re gonna tell you not to have your hobby. I adore everything about sailboats, that being said, the only way I’ve seen anyone stay on top of the things is by living in it, which maybe you should consider. Mooring costs aren’t as high as rent payments are, at least, not yet. Fuck if my wife would agree, that’s exactly what I’d do in a heartbeat. Then I’d get the boat ready over a year or two and sail down to Patagonia and try to win over an adventurous penguin.
In a heartbeat.
And props on not carrying debt. Debt is just slavery with more steps. Jesus lost his shit one time in the bible. He even forgave his killers. But the fucking money lenders, the bankers, he fucked their shit up. Based Jesus. If he were around today, after a couple months he’d put down the internet porn, look around and say ‘i fucking told you guys 2000 years ago, for fucks sake’.
I’m curious. What car did you buy? I hate how everything is so inflated. I bought a mint civic si for 8 grand like 6 years ago. I kinda want insight/realize everything is fucked.
You got yours 6 years ago. 8k was about average for a decent used car then. Now you’re paying almost full price for a 5 year old car or if you’re okay with a shit box that may or may not last then you can drop 5k. I got a 2012 GTI.
We picked up a 12 year old civic hatchback before Covid for 5k and it was in immaculate like-new condition, low miles. It got totaled right after our other car’s engine finally wore out. I then found a 10 year old Toyota for 16k. It was the lowest price in a 200-mile radius for cars/small trucks with under 150k miles on them that weren’t limping/totaled/savaged.
It was fucking flabbergasting.
Don’t buy a new car. New cars are for rich suckers. Cars are the most common type of depreciating asset.
If you’re rich you don’t care
I’ve had 3 cars the first was 10yo when i bought it, the second was 3yo when i got it, the last one was new. Each one lasted 5 years, 12 years and then 10 years respectively. Moved to a walkable/bikeable city & I don’t even have a driver’s license anymore. New cars are not bad as long as it doesn’t get changed out every other year, and you get one that is a reliable model.
I saw this on TikTok and it’s been burned into my brain since.
https://cdn1.frocdn.ch/vZBqPK4EuWepdGt.mp4 (link might not work with some security settings).
The amount of money seemingly regular people are dumping into car payments is unreal.
Could you link the clip somewhere else? That host is blocked in basically every layer imaginable for me - uBlock, bad SSL settings and AdGuard
If you care enough, just open it up in a private window or a new profile. Also, unless you don’t want whoever is between you and their server (if anyone is) knowing you watched a TikTok video of a woman going around asking other woman what their car payments are, bad SSL settings is whatever.
Here’s the original link: https://www.tiktok.com/@toyotacargirls/video/7202381347908832558
I just didn’t want to deal with people complaining about “A TIKTOK? ON MY LEMMIES?”
Either way, I can’t win with you people.
Trying to figure out how to flush my DNS cache on my phone was just a little bit too much, to be honest.
An alternative for next time could be to link the clip through ProxiTok, that’s unlikely to offend anyone.
On the topic of the clip, hot damn. I’ve seen similar videos from other car dealerships before, and it’s always so damn depressing to see.
Is the previous host your own server? You can get a free, good, and well recognised SSL certificate through LetsEncrypt. It’s dead easy to set up and there are many guides on how to do it
Though your link works fine for me on Chrome on Android, so I don’t really know what the others were complaining about
Edit to add, the site has a CloudFlare certificate and security, that should be fine
No, it’s not my server. It’s well known file host that allows anyone to upload anything to it.
Taking out a loan for a vehicle does not mean you are rich lol.
Anyone can get financing for a shitty new car, not everyone can figure out how to retire by the age of 55
At today’s car prices, it’s actually cheaper for some people to use a rideshare every day. Especially when you factor in the cost of gas, maintenance, insurance,and parking. My friend drove for Uber and had a regular daily commuter, a nurse who worked in Houston’s medical center where parking is around $30/day. We have no good mass transit options so Uber was the best choice.
Sadly it’s dependent on the area, my current area rideshare situation is so bad that it can take you almost an hour to get a driver who won’t cancel your trip because they deem that your trip is not profitable enough. The system’s fucked so you’re pushed to get a car so you can have mobility. This is doubly so when you’ve started having children.
This is doubly so when you’ve started having children.
we need alternatives to driving otherwise people won’t be able to have kids
about $800 last year for auto insurance
this year the number is about $1400
same vehicle same city
income stayed the same if not lower due to less work
new vehicles are more than likely unaffordable seeing how expensive a ten year old vehicle is
how the f#%k are we not in the streets
Just be glad you don’t live in Detroit or you’d be shelling out close to $6000
Can’t have shit in Detroit.
(also funny that the motor city is not a viable place to have a motorized vehicle)
But the houses are $500
With I would assume 500k of owed taxes or some other trap, like living in Detroit.
But you shouldn’t have to have a car in Detroit. All of our cities need robust public transportation systems.
Yeah, having a here in the Inland Empire in California is one thing since we’re pretty spread out even if you increased density and public transit. But the major cities at minimum cars should be a luxury or something that sits in the garage half the time, and if its doing that it should also be quite small like those early 90s polish cars.
Same boat. Insurance costs have been going up for the last few years. I tried to talk to them about it… they said ‘well everyone else is getting in accidents, you don’t even know!!! It’s crazy out there’. Same vehicle. My only ‘options’ were to let them install a bunch of tracking devices and software (fuck that) or reduce my coverage considerably.
Gosh I love the for profit insurance I’m forced to have that gets to dictate everything.
shrug and?
I know most people want “New cars” and fine, go chase that over priced luxury, but I’d rather a car that’s 1-2 years old that’s dropped more than half the price, and being passed over because new shiny thing came out.
People shouldn’t have to drive beaters, but buying a car for 10k isn’t a bad decision unless you’re extremely well off our only care about status symbols.
Like there’s a reason I was able to buy a house, and a good job helped, but also my wife and I lived with in our means, which is something I feel that isn’t talked about in the consumerism age. (You can buy something new, but for most things you don’t need a yearly iphone/car/or anything. A good 50 inch tv works well for a tenth of the price of the newest one. ) And yet I see people complain about not having a lot of money yet they’re always talking about the newest graphics cards, newest tvs, and newest tech… I wonder why.
Look at this guy with his $10k…
Get a better job. If you can’t afford a $10k car, you’re doing something wrong…
Why don’t I strap on my job helmet and squeeze down into a job cannon and fire off into job land, where jobs grow on jobbies?
The only thing that’s being done wrong here is you defending the system and not the individual.
I got a 2021 car last year with 6000km on it . It was almost full price .
Probably because it only had 6000 km on it. Average is closer to 15000 km/year.
Yeah it’s insane. I bought a 1 year old Hyundai and knocked tons of depreciation off an already cheaper brand.
At my work people be driving around in leased Range Rovers/AMG Mercs. Then they will take the piss out of my car.
Seriously? I now have more disposable income because i’m not wasting it renting a car and also I own my car… It should be me bragging
I have a 2020 rav4 and it is only valued at $3k less than what I paid for it brand new. This isn’t a reality anymore.
Don’t look at pickup prices. Mine was worth the same at 2 years as new.
A decade ago I was able to buy a shitbox Silverado 1500 crew cab for under $15k that ran till it rusted out from under me halfway back from the moon. It hauled garbage, pig feed, and two moves without a complaint. Same truck today would be $30k minimum and at that price I’d be too afraid of scratching it to have any fun.
So sell it and get new
Arguable the case for purchasing a brand new vehicle starts to make more sense as BEV become the majority as the batteries are a consumable that degrades with use and time. So long as the increased price is offset by the longer utilization of that battery.
but also my wife and I lived with in our means, which is something I feel that isn’t talked about in the consumerism age.
the problem is the basic cost of living is going up beyond what can be afforded and people scream at you about not making extremely bad decisions you didn’t even make and don’t have to in order to end up struggling.
Yet CEOs and billionaires are making more money than ever. Something has to give and soon…
Right, right after the article about tech workers living in “pods”. I mean, how much money are they making for other people? And then I know of this millionaire (who made his money in f’ing health insurance) with an 18,000 square foot house by Vail that his family visits twice a year for a few weeks.
I can’t afford a used car. My dad helped me buy my current car and if it does I’m fucked.
People living in Central/Eastern Europe: 80%? Amateurs.
I don’t know ANYONE who has a new car produced in last couple of years here in Poland. According to some statistic average age of car is 15.5 years here, in fact I drive 11 year old car myself. There’s just no way I am going to dump so much cash on a freaking car (and personally I’d rather buy some nice electric bicycle instead).
Opel Astra, forever and ever
Truly reliable beasts, my family used to drive a mid 90’s Astra F for like 18 years and then it basically rusted away pretty quickly. Engine and everything else was totally fine. I think the only part we had to replace was the alternator…
481K new cars were sold in Poland in 2022, so it definitely happens. Sure, that’s 3 times fewer than in France (which has twice the population, though), but it’s far from “anyone”.
And yes, I know you said you “don’t know” anyone who bought one, not that they don’t exist, but I take your meaning to be that it doesn’t happen/is very rare.
Yeah, that’s why public transit and multi purpose zoning are important
exactly. fuck cars
New cars?
Shit, we can’t even afford groceries
A nonreligious Amen to that.
It was bad enough before supply chain issues, but now the car companies and dealerships are so used to ridiculous margins and they want to keep it this way as long as possible. Something’s got to give eventually, but if I’ve learned anything since the great recession of 2008, it’s that things can stay terrible for a very, very, very long time.
They have been terrible and they never got better, then we shot that gorilla and the end of the world began.
Truth be told.
the rise of ebikes is the likely solution. young people especially are going to go without cars for longer and use an ebike or escooter. expect to see more on the roads, and more of them getting ran over by lifted trucks. this will likely lead to more protected bike lanes going in since getting rid of the micromobility is impossible and they have to go somewhere and the people who use them won’t be able to afford a car
Here’s another reason why taking transit doesn’t bother me. For five bucks a day I can listen to podcasts and music and read books for 30 minutes, and let someone else take care of everything, I do not love everything about the bus (really you have to make everyone disembark during rush hour so you can cram your obesity scooter on there so you can go to Tim Hortons so nobody else can sit down?), but honestly it’s pretty stress free. I realize not everyone has access to transit but I think people should make more effort to use it.
The problem I run into is time. And sometimes location. My previous job, for instance, was far enough out that there was no bus service; I had to drive. My only other option was a 2-hour transit ride and then a half-hour bike ride, partly on gravel roads.
And my friend has a job that’s 15 minutes by car, or 45 minutes away by bus. Even worse, with recent construction messing with the trains, his commute has gone to 2 hours plus.
And this is in a city with a decently robust transit system.
No definitely transit should be made more robust, I know it doesn’t work for everyone. Get light rail transit everywhere and make 15 minute commutes, I say. Make transit more convenient than driving.
Adding more light rail wherever it makes sense is definitely a good plan (and should happen), but improving bus networks gives a lot more bang for the buck than focusing only on light rail. Features like off-board fare collection (paying at the bus stop, not on the vehicle), bus signal priority (extending greens and shortening reds as buses approach traffic lights), and dedicated bus lanes all improve the overall speed of buses and therefore the overall rider experience. Expanding the prevalence of these features should be a priority everywhere, particularly on higher-ridership routes.
Those are also all excellent ideas. More tranist all around I say.
we should build rail out as far as possible, then at the termini put a park and ride and a BRT that stretches as far out as possible
The biggest problem I run I to with transit in most cities is the time sink, security flaws, and expense.
I drive to a park and ride where I have to pay 12 dollars to have my car broken into. Then wait 20 minutes to pamy another $15 to take the light rail that drops me off 8 blocks from my destination, then wait 20 minutes to pay 5 bucks for the bus that drops me 2 blocks away, then walk to my destination.
Or I could drive straight to my destination, pay 8 bucks for the parking garage with a security gate, and save an hour.
Right, the “take mass transit” works great … in places with functional mass transit.
Bike or electric scooter. Not sure what the distance is but anything under 25 kms is feasible.
I’m not cycling the 40 miles between affordable housing and my office in 105° for 5 months or of the year.
Not everybody can live in New York where the system can support robust public transit.
I live near Austin, and the cheapest place to rent in the small city I work is over $4,000 a month. The place I live is 1/5th of that, but it’s a 90-minute commute by car.
I’d kill for better housing or transit options, but it’s a very complex problem to solve in established areas that largely developed post-automobile. I work in municipal planning, so I appreciate both the advantages and the challenges more than most.
25 km (15 mi) is a bit of a stretch, although I’d have to test my ebike at those distances to know for sure. I got 10 miles one way throttle-only the other day before I ran out of battery
Can you not just manually pedal?
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We’re you refered to physical therapy after breaking your foot? Or are you able to see if insurance will pay because your mobility has been reduced?
I had several injuries in the military that left me unable to stand, walk, drive a car, or balance for very long. With the help of physical therapy I was eventually able to walk properly, then after some time I was able to take a ride to work a job where I was sometimes sitting but often standing. Eventually I was able to work and exercise enough that I got all my balance and mobility back.
Having public transit helped me when I still didn’t have enough fine motor control to operate a pedal and brake.
Not everyone is on the same journey, but please see if you can access physical therapy. Please advocate for not just healing but making yourself whole.
You don’t have to go to Tim Hortons at rush hour when everyone is using it to go to work and school, and inconvenience everyone on the bus making them late while you back your scooter on because you just have to go get your 12 pack of donuts right now. Just wait a little while until the buses are quieter for pity’s sake.
I have no idea why the Dacia Sandero is not brought to the US. $15,000 for a new car. They would be competing with the mirage and Rio all of which cost much more and are lower quality.
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