• Assassassin@lemmy.dbzer0.com
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    13 days ago

    That’s my secret trick: if you never earn enough money to be able to afford to invest, you lose nothing when the market crashes

    • TankovayaDiviziya@lemmy.world
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      13 days ago

      if you never earn enough money to be able to afford to invest

      That’s a misconception. You can now buy shares in fraction depending on the investment platform. You can put however much money you want. Of course, the fewer shares you buy, the fewer the returns should the stock price increase (and fewer losses if share price goes down).

        • TankovayaDiviziya@lemmy.world
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          13 days ago

          You can still invest $10 in a share price of $100, which means you own one-tenth fraction of a share. Even a broke person have $10 (unless you’re homeless, which is understandable, saying “I’m broke” is most of time a hyperbole and does not mean you only have your clothes on your back).

          I’m surprised I’m the only person yet on Lenmy who corrected that you don’t have to be rich to buy shares to invest; usually someone would have done so almost immediately when it comes to this thing. Even a blue collar worker throughout his entire career can be a shareholder with 97 holdings and eventually become rich, like literally.

      • lurch (he/him)@sh.itjust.works
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        12 days ago

        you don’t even need to. there are always cheap shares like these, for example:

        • KYG8701T1388
        • CA50077N1024
        • AU0000066086
        • IT0003073266

        … but there may be taxes and depending on your bank/broker there will be fees for buying and selling etc.

        • TankovayaDiviziya@lemmy.world
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          12 days ago

          Some investment platforms usually don’t charge fees like Trading 212 (they make money from speculative trading instead).

          Penny stocks are usually riskier and their positive return on investment could take years to come depending on the business.