The housing theory of everything - Works in Progress
www.worksinprogress.co
Western housing shortages do not just prevent many from ever affording their own home. They also drive inequality, climate change, low productivity growth, obesity, and even falling fertility rates.

I somewhat disagree with parts of it regarding density driving innovation (seems like a statistical artifact), but overall the extreme raise in the percentage of income that people pay for housing for sure has a huge negative impact.